Terms of Use

Effective November 11, 2026

These Terms of Use apply to LifeInsuranceReview.life (the "Site"), operated by Trendsetters ("we," "us," or "our"). By using the Site or calling the phone number on it, you agree to these terms.

Who we are

Trendsetters is a licensed independent insurance agency (License #G246107), licensed in AK, AZ, CA, CT, FL, HI, IA, IN, KS, ME, MI, MN, MO, MS, NC, NM, OH, OK, OR, PA, SC, SD, TN, UT, VA, and WV. We can only discuss or sell insurance in states where we are licensed.

We are not your insurance company

We are not affiliated with, endorsed by, or acting on behalf of any insurance company or government agency. We cannot access, service, or make changes to policies issued by other companies. For billing, payments, beneficiary changes, cancellations, or claims, contact your insurer directly. If you ask, we can help you reach them.

Information on the Site

Content on the Site is general information and is not a quote, an offer of coverage, or legal, tax, or financial advice. Insurance products, rates, and availability vary by state, carrier, age, and health.

Quotes and coverage

• All quotes are estimates. Final rates and coverage are set by the insurance company after underwriting and are not guaranteed until a policy is issued.
• Coverage begins only when the insurance company approves your application and your policy is in force.
• Do not cancel an existing policy until your new policy is approved and active.
• Replacing a policy can have downsides, such as a new waiting period, a new contestability period, or loss of cash value. Your agent will review these with you, and any required state replacement forms will be completed.

Compensation

We are paid commissions by the insurance companies whose policies we sell. This does not change the price you pay for a policy.

Calls and communications

Calls may be recorded for quality, training, and compliance. If you call us, you agree that we may call or text you back about your request. You can opt out at any time by telling your agent, calling (407) 531-8851, or replying STOP to a text.

Privacy

Our Privacy Policy explains how we collect and use your information.

Acceptable use

You agree not to misuse the Site, including by attempting to interfere with its operation, accessing it by automated means, or using it for any unlawful purpose.

Disclaimers and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent allowed by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these terms limits any rights you have under applicable insurance laws.

Changes

We may update these terms from time to time. The effective date at the top shows when they were last updated.

Contact us

Trendsetters
Phone: (407) 531-8851